Can I Still Get Life Insurance Even Though I Drink Alcohol
Reader question:
Will I be able to get good life insurance quotes even though I drink?
Mario
Hm, Mario…
You can still get pretty good life insurance quotes as a drinker, but it can also affect your policy for the worse. It all really depends on what kind of drinker you are. The more alcohol you consume, the more likely you are to chop years off of your life expectancy and lose money as a result.
So, how much do you drink?
- Socially.
If you just drink occasionally with friends or at special occasions, then you’re probably in the clear. And when I say “drink occasionally with friends”, I don’t mean “bather in lager every weekend with the frat boys”. Drinking socially is better, but still in moderation.
- 1-2 drinks each day.
You’re getting on the unhealthy side here, and it’s likely that you won’t be able to pay the preferred life insurance rate. Maybe you should cut back.
- 3+ drinks a day.
Okay, now you’re getting ridicoolus. Ridicullus. Radicalisscuous. Wait, what’s going on?
Causing mental impairment, increased lack of control, liver problems, and more, heavy drinking like this will pretty much guarantee that you have to pay extra for your life insurance.
take care,
Fashun
Tags: drinker, life expectancy, life insurance rate, liver problems