Reader question:

How much Houston life insurance for children should I get for my kids?

Gloria

Glad you asked.

If you do end up buying Houston life insurance for children, then the amount that you purchase will necessarly be much less than what you would purchase for yourself. Since children aren’t bringing home a paycheck they don’t need the same coverage that an adult requires; they no debts, no mortgage, no dependents.

But the benefits of adding Houston life insurance for children to your own policy still stands–sometimes tragedy strikes, and if you’re child is taken from you while they are still young, you will have to pay for the expenses which may follow, including funeral and burial costs, therapy for you, your spouse, and your other children.

In order to figure out how much Houston life insurance for children you need, exactly, call a few funeral homes and ask them what the average cost is for a funeral for a child. Sure, this is depressing work, but a necessity of life.

You should also contact various counselors and find out what grief counseling would cost for your family in the case of something awful.

take care,

Fashun