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How Much Should Life Insurance For Smokers Cost

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Reader question:

How much does smoker life insurance coverage cost, just on average?

Sally

Glad you asked.

Smoker life insurance rates are constantly changing, but I have compiled a few quotes which can give you an idea of what smoker life insurance may cost you.  Smoker life insurance costs about thrice as much as a typical policy, so even though these prices may not be extremely high, think of what you could be paying.

  • 25 year old
    • 10 year term life insurance
      • $367
    • 20 year term life insurance
      • $380
  • 35 year old
    • 10 year term life insurance
      • $390
    • 20 year term life insurance
      • $640
  • 45 year old
    • 10 year term life insurance
      • $850
    • 20 year term life insurance
      • $1343
  • 55 year old
    • 10 year term life insurance
      • $1762
    • 20 year term life insurance
      • $3072

take care,

Fashun

How Much Should Life Insurance For Smokers Cost

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