Reader question:

I’m taking medication to control my blood pressure levels. Will this affect my Humble TX life insurance quote?

Aspen

Thanks for asking.

You know, I’ve met people who say that the lied about the medication that they took for blood pressure on their application because they were afraid they would be charged a high Humble TX life insurance quote. As far as I’ve seen, though, this fear is unfounded. Life insurance companies will raise your rates for a lot of reasons, but one of the reasons that they don’t raise them is because your blood pressure was at some distant time not the right level.

The truth is, that as long as you are doing something to keep these health problems in control, and you are succeeding, that’s usually all your life insurance company needs to hear. So don’t be afraid to disclose your medication on your form. In fact, it may even help you, especially if you are tested and found to have traces of the medication in your body, or even high blood pressure (or low blood pressure).

take care,

Fashun.