Will High Cholesterol and Blood Pressure Affect Life Insurance Rates
Reader question:
How will my cholesterol, blood pressure, and so on affect my life insurance rates?
Ana
Glad you asked, Ann.
Diseases having to do with the heart and that area are near the top of the scare list for life insurance companies, and because of that they have a pretty hefty impact on your life insurance rates. A third of the people in this country are going to have some kind of problem related to blood pressure and cholesterol, but even if you are one of them, you don’t have to panic. Sometimes, a little bit of trouble won’t get in the way of paying cheap life insurance rates.
There’s more to it, see, than just having to restrain your need for a double cheeseburger every now and then (which you should do anyway). When testing you for blood pressure and cholesterol, life insurance companies also check out:
- how old you are
- how much you weigh
- whether or not you smoke/chew tobacco
- have stress problems
- genetic history for heart disease
If you’re clear on these, then you could still get affordable life insurance rates.
take care,
Fashun.
Will High Cholesterol and Blood Pressure Affect Life Insurance Rates
Tags: chew tobacco, cholesterol, diseases, heart disease, smoke, stress